<html>
<head>
<title>Insurance News and Views by Phil Schmitz</title>
<link rel="stylesheet" href="blog.css" type="text/css">
<link href="http://blogs.schmitzinsurance.com/news/rss.xml" rel="alternate" type="application/rss+xml" title="Insurance News and Views by Phil Schmitz" >
</head>

<body onload="window.focus()"  TEXT="black" id="body">


          


<table bgcolor="#e4ebf1" width="760" border="0" cellspacing="0" cellpadding="0" BACKGROUND="probkgnd.gif"> <!-- start of page layout table -->

  <tr><td colspan=2>
<!-- +++ Banner -->
      <img src="schmilogo185.jpg">
    </td></tr>
  <tr><td colspan=2 class="banner2" width="760px">
  	<p>News and views and topics of interest from Schmitz Insurance, LLC

<!-- Back to template.htm -->
  	</p>
<!-- --- Banner -->
  </td></tr>

  <tr><!-- start of both body columns -->

    <td width="510" valign="top"> <!-- start of left hand body column -->
      <table class="layout-leftpane" border=0 cellspacing=0 cellpadding=0>

<!-- +++ Posts (+comments) -->
      <tr><td bgcolor="white">
                
        
          <h2 class="hdr-date-cool" width="100%">Monday, 31 July 2006</h2>
                
      </td></tr>

	  <tr><td class="post_inset1">
      <p class="item_subject">Do you have the right type of Smoke Alarm?
	  <td></tr>
	  <tr><td class="post_inset2">
		<span class="item_body"><HTML> <HEAD> <META NAME="GENERATOR" Content="Microsoft DHTML Editing Control"> <TITLE></TITLE> </HEAD> <BODY> <P>In Today's homes&nbsp;there are more synthetic materials 
like nylon and polyester that tend to smolder for a long time and then burn 
faster than natural materials like cotton and wood.&nbsp; The most common smoke 
alarms use an ionization method which is best for detecting fast buring flaming 
fires but may be slow to detect smoldering.&nbsp; Smoldering fires like 
mentioned above are picked up better by photoelectric alarms.&nbsp; It may be advisable to have  one of each type on each floor&nbsp;or a combination unit  which&nbsp;is also available.</P>
<P>                                                                                            Almost half the home fire deaths  still occur in the small percentage of homes without any smoke alarms.&nbsp;  Athur Cote, chief engineer for the NFPA (<A  href="http://www.nfpa.org">www.nfpa.org</A>) said "Almost all 
the time you find a "failure", the detector has been disabled.&nbsp; They 
recommend replacing alarms&nbsp;after ten years.</P> </BODY> </HTML>  </span></p>
	  <td></tr>

      <tr><td>
    <!--- run through the comments without displaying them to get count of comments  but save vars first --->
     
   	
		<table><tr>
			<td nowrap=true><em>Philip J Schmitz, CIC @ 13:59 PM</em></td>
			<td width="100%">&nbsp;</td>
			<td nowrap=true>
						  				&nbsp;
			  						</td></tr></table>

	  	  	
	<br>

    	 </td>
	 </tr>
	 </table>

<!-- --- Posts (+comments) -->
    </td>
    <td class="rightpane-dots" width="250 "valign="top"><!-- start of right hand body column -->
      <table class="layout-rightpane" border=0 cellspacing=0 cellpadding=0>

<!-- +++ Profile + Archives + index -->

    <tr><td bgcolor="#6389b0">
  	  <h2 class="hdr-misc-cool">Profile</h2>
      </td></tr>

    <tr><td>
      <dl class="profile-datablock lists_inset1">
        <dt class="profile-img"><img src="your_photo.jpg" width="80"  alt="" /></dt>
        <dd class="profile-data"><strong>Name:</strong> Philip J Schmitz, CIC</dd>
        <dd class="profile-data"><strong>Visitors: 6817</strong></dd>
      </dl>
      <p class="profile-textblock">Philip J Schmitz, CIC is the owner of Schmitz Insurance, LLC.  He represents the third generation of Schmitz in the Insurance business which was started in the 1930's by his grandfather George Schmitz, Sr. and grown significantly by his father A.F. "Bud" Schmitz.  Phil is a graduate of Southern Door High School, The University of Wisconsin Green Bay (Marketing and Finance) and is a Certified Insurance Counselor for over 25 years.

<!-- Back to template.htm -->
</p>
	  </td></tr>

    <tr><td bgcolor="#6389b0">
  	  <h2 class="hdr-misc-cool">Blog Posts</h2>
      </td></tr>

    <tr><td>
	   <div class="recent-posts index_list"> <ul class="lists_inset1">
	    <li><a href="http://blogs.schmitzinsurance.com/news/index.htm">Most Recent</a></li>
		<!-- This following section will be repeated for each post -->
		
   			
		
		<li>
		   <a href="http://blogs.schmitzinsurance.com/news/item_12.htm">
			   Maple Valley Mutual gets an "A-" 		   </a>
		       		
		
		<li>
		   <a href="http://blogs.schmitzinsurance.com/news/item_11.htm">
			   Deer Crash Problem 		   </a>
		       		
		
		<li>
		   <a href="http://blogs.schmitzinsurance.com/news/item_9.htm">
			   Do you have the right type of Smoke Alarm? 		   </a>
		       		
		
		<li>
		   <a href="http://blogs.schmitzinsurance.com/news/item_8.htm">
			   Free Nurse Help Line 		   </a>
		       		
		
		<li>
		   <a href="http://blogs.schmitzinsurance.com/news/item_7.htm">
			   Cell Phone and Driving Dangerous 		   </a>
		       		
		
		<li>
		   <a href="http://blogs.schmitzinsurance.com/news/item_6.htm">
			   Who really is "Like a Good Neighbor" 		   </a>
		       		
		
		<li>
		   <a href="http://blogs.schmitzinsurance.com/news/item_5.htm">
			   Smallest Increase in six years! 		   </a>
		       		
		
		<li>
		   <a href="http://blogs.schmitzinsurance.com/news/item_4.htm">
			   High Winds in Door County 		   </a>
		       		
		
		<li>
		   <a href="http://blogs.schmitzinsurance.com/news/item_2.htm">
			   "Fallen Angel" single DUI OWI 		   </a>
		       		
		
		<li>
		   <a href="http://blogs.schmitzinsurance.com/news/item_1.htm">
			   What did happen to the middleman? 		   </a>
		             </ul></div>
	  </td></tr>

    <tr><td bgcolor="#6389b0">
  	  <h2 class="hdr-misc-cool">Archives</h2>
      </td></tr>

    <tr><td>
 		<div class="recent-posts index_list"> <ul class="lists_inset1">
		  <li><a href="http://blogs.schmitzinsurance.com/news/index.htm">Most Recent</a></li>
                   <li>
             <a href="http://blogs.schmitzinsurance.com/news/index_06_12.htm">December 2006</a>
           </li>
                   <li>
             <a href="http://blogs.schmitzinsurance.com/news/index_06_11.htm">November 2006</a>
           </li>
                   <li>
             <a href="http://blogs.schmitzinsurance.com/news/index_06_10.htm">October 2006</a>
           </li>
                   <li>
             <a href="http://blogs.schmitzinsurance.com/news/index_06_09.htm">September 2006</a>
           </li>
                   <li>
             <a href="http://blogs.schmitzinsurance.com/news/index_06_08.htm">August 2006</a>
           </li>
                   <li>
             <a href="http://blogs.schmitzinsurance.com/news/index_06_07.htm">July 2006</a>
           </li>
                   <li>
             <a href="http://blogs.schmitzinsurance.com/news/index_06_06.htm">June 2006</a>
           </li>
                   <li>
             <a href="http://blogs.schmitzinsurance.com/news/index_06_05.htm">May 2006</a>
           </li>
                   <li>
             <a href="http://blogs.schmitzinsurance.com/news/index_06_04.htm">April 2006</a>
           </li>
              	   <li><a href="http://blogs.schmitzinsurance.com/news/rss.xml">RSS feed of news</a></li>
      </ul></div>
	  </td></tr>


    <tr><td>
		
		<!-- <p>
		  This is a paragraph of text that could go in the sidebar - remove comment brackets to make it appear
		</p>-->
        <br>
        <img href="pixel_trans.gif" height="1" width="259">
	  </td></tr>

	</table>
<!-- --- Archives + index -->
    </td>
  </tr> <!-- end of both body columns -->

  <tr>
    <td colspan=2 class="footer" bgcolor="#d4dfe9">
<!-- +++ Footer -->
	  <br><hr><br>
      <p>
       <a href="http://www.doorpi.com">Powered by Door Peninsula Internet, Inc. Free to Subcribers</a>
      <br><br>
<!-- --- Footer -->
    </td></tr>
 </table><!-- end of page layout table -->
</body>
</html>
