The weather has been very cold lately.  Water damage caused by freezing of pipes is covered on many homeowners policies but there are a few things to keep in mind.  If you home is unoccupied for 60 or more days, coverage may be voided if you don't take steps to avoid damage.  This could mean, maintaining heat in the home or draining the pipes and using anti-freeze.  If you do have damage, your policy requires you to report it as soon as possible and to take steps to prevent further damage.  That would include calling a professional cleaning service as the sooner they start, the less water damage will occur.  Call us if you have any questions.